AIFormula

AIFormula Terms of Use

Last updated October 28, 2026

1. Introduction

THESE TERMS OF USE (“TERMS”) BIND YOU, THE COMPANY YOU REPRESENT, AND THE COMPANY THAT REGISTERED YOU (COLLECTIVELY “YOU”) TO THE TERMS AND CONDITIONS SET FORTH HEREIN IN CONNECTION WITH YOUR USE OF AIFORMULA, AN AI LEARNING ASSISTANT OPERATED BY LEARNFORMULA INC. (“LEARNFORMULA”, “OUR”, “WE”, “US”), INCLUDING ITS WEBSITE AT AIFORMULA.COM, ITS MCP SERVER AND ANY OTHER OFFERINGS ON IT (COLLECTIVELY, THE “SERVICES”). BY USING THE SERVICES, YOU AGREE TO BECOME BOUND BY THE TERMS. IF YOU DO NOT AGREE TO ALL THESE TERMS, DO NOT USE THE SERVICES. LEARNFORMULA’S ACCEPTANCE IS EXPRESSLY CONDITIONED UPON YOUR ASSENT TO ALL THESE TERMS, TO THE EXCLUSION OF ALL OTHER TERMS. IF THESE TERMS ARE CONSIDERED AN OFFER BY LEARNFORMULA, ACCEPTANCE IS EXPRESSLY LIMITED TO THESE TERMS.

Pre-arbitration clause:

IMPORTANT: BY AGREEING TO THESE TERMS YOU AGREE TO RESOLVE DISPUTES WITH LEARNFORMULA THROUGH BINDING ARBITRATION (AND WITH VERY LIMITED EXCEPTIONS, NOT IN COURT), AND YOU WAIVE CERTAIN RIGHTS TO PARTICIPATE IN CLASS ACTIONS, AS DETAILED IN SECTION 19.

All capitalized terms used and not otherwise defined herein have the meaning given to them in AIFormula’s Privacy Policy.

Any version of these Terms in a language other than English is provided for convenience, and You understand and agree that the English language will control if there is any conflict.

2. Additional Agreements

Any personal information submitted in connection with Your use of the Services is subject to AIFormula’s Privacy Policy, which is hereby incorporated by reference into these Terms.

AIFormula uses Your LearnFormula account and works with LearnFormula’s courses. LearnFormula’s Terms of Use therefore also govern Your LearnFormula account; LearnFormula’s courses, certificates and credit tracker, including when You use them in AIFormula; and anything You buy from LearnFormula, including the Unlimited Pass, under its Purchases and Subscriptions, Free Trial and Money-Back Guarantee policies. If You send a course from Course Studio to LearnFormula, You are also subject to LearnFormula’s Instructor Agreement and Intellectual Property Policy. On those matters, if there is a conflict between these Terms and LearnFormula’s Terms of Use, LearnFormula’s Terms of Use govern.

3. General

AIFormula is an AI learning assistant. It explains topics, with slides where they help; writes and grades quizzes; finds LearnFormula courses and builds study plans; shows Your LearnFormula credit tracker, courses and certificates; keeps Memory of the facts You ask it to remember; helps You build a course with Course Studio, from a PDF, Your own slides or an interview; and lets an AI assistant You connect read Your learning records through its MCP server.

From time to time, We may update these Terms to clarify Our practices or to reflect new or different practices, such as when We add new features, and We reserve the right in Our sole discretion to modify and/or make changes to these Terms at any time. If We make any material change to these Terms, We will notify You using prominent means, such as by e-mail to the address on Your account or by posting a notice in the Services. Modifications will become effective on the day they are posted unless stated otherwise.

Your continued use of the Services after changes become effective means that You accept those changes. You should visit this page regularly to ensure You are aware of the latest version of the Terms, as any revised Terms supersede all previous Terms.

We may modify the Services, or discontinue their availability, at any time.

You are solely responsible for all service, telephone, data charges and other fees and costs associated with Your access to and use of the Services, and for obtaining and maintaining all equipment required for that access and use.

All of Your use, access and other activities relating to the Services must comply with all applicable laws and regulations and relevant regulator bylaws, including, without limitation, laws relating to copyright and other intellectual property and to privacy and personal identity. Access to the Services from territories where their contents are illegal is prohibited. Those who choose to access or use the Services from outside Canada do so on their own initiative and are responsible for compliance with all local rules, including, without limitation, rules about the internet, data, e-mail or privacy.

4. AI-Generated Answers and General Disclaimer

The assistant’s answers, explanations, slides, quizzes and their grading, study plans, lesson notes and the courses Course Studio builds are generated by AI models (“AI Output”). AI Output can be incomplete, out of date or wrong, even when it sounds confident, and the same question can get a different answer. You should check AI Output before relying on it, and You are responsible for how You use it.

AI Output is for learning. It is not legal, tax, accounting, financial, medical or other professional advice, and it does not replace the judgment of a qualified professional or of Your employer, regulator or professional body.

Figures that change by jurisdiction or year, such as rates, thresholds and deadlines, may be out of date. The hours, reporting periods and credit categories AIFormula shows for an accrediting body, and whether a course counts toward it, are LearnFormula’s records, not the body’s own rules. Always check the current requirement with the body. You remain solely responsible for meeting Your continuing education and professional requirements.

The courses AIFormula finds and plays are LearnFormula’s, and LearnFormula’s Terms of Use govern them. The Services also give You access to Third Party Platforms, such as YouTube videos and the AI assistants You connect. We do not endorse or control Third Party Platforms and assume no liability for them. You need to take appropriate steps to decide whether using a Third Party Platform is appropriate and to protect Your personal information and privacy on it.

5. Free Use and the Unlimited Pass

You can try AIFormula for free. A guest can ask 3 questions or sample-tool uses. Registering a free account brings You to 10 questions and tool uses in total over the life of the account, including those You used as a guest, and one course built with Course Studio, including its completion and revisions. Free allowances do not reset. A guest’s allowance belongs to their browser; an account’s follows it across devices. Personal file tools and building a course need an account.

An active LearnFormula Unlimited Pass includes unlimited personal questions and tool use and unlimited personal course building in AIFormula. You buy the pass from LearnFormula, which charges for it and handles its renewal, cancellation and any refund under LearnFormula’s Terms of Use. AIFormula can start the purchase, but LearnFormula takes the payment.

Whatever Your allowance, service capacity and abuse controls apply: We may limit how much or how fast You use the Services, or pause a feature, to keep them available to everyone.

6. Conduct

You may only access the Services for lawful purposes. You are solely responsible for knowing and following all laws, rules and regulations that apply to Your use of the Services. You represent, warrant and covenant that:

  • You are over the age of 18 or, if not, You will only use the Services with the involvement, supervision and approval of a parent or legal guardian. Children under the age of 13 may not use the Services.
  • You will not upload, post or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes or any other form of solicitation through the Services.
  • You will not post, upload or provide any inappropriate, offensive, racist, hateful, sexist, pornographic, infringing, defamatory or libellous content or information, or ask the Services to make it.
  • You will not upload a file, recording or other material You do not have the right to use, or another person’s personal information without the right to share it.
  • You will not copy, modify, reverse engineer, reproduce, distribute, publicly display, publicly perform, communicate to the public, create derivative works from, deface, tarnish, mutilate, hack, interfere with or otherwise use and exploit any Company Content or the Services except as permitted by these Terms.
  • You will not frame or embed the Services, or use them to circumvent the Services.
  • You will not impersonate another person or gain unauthorized access to another person’s account or chats.
  • You will not introduce any virus, worm, spyware or other computer code, file or program that may or is intended to damage or hijack the operation of any hardware, software or telecommunications equipment, or any other aspect of the Services; and You will not scrape, spider, or use a robot or other automated means of any kind to access the Services, except through AIFormula’s MCP server by an AI assistant You connected to Your own account.
  • You will not try to get around the Services’ allowances or limits, for example by using several accounts or clearing Your browser to start again as a new guest.
  • You will not try to make the Services reveal quiz answers before You answer, another person’s information, or the Services’ own instructions and internals, or to act against these Terms.

7. Registration and Your Account

To use certain Services, You need a LearnFormula account, which You can create for free when You sign in. You are solely responsible for maintaining the confidentiality of Your account and password (collectively, Your “Account”) and for all activities associated with or occurring under Your Account, including through an AI assistant You connected to it. You represent and warrant that Your Account information will be accurate at all times. You must (a) notify Us immediately of any unauthorized use of Your Account and any other breach of security, and (b) sign out of Your Account at the end of each use of the Services on a shared device. To the extent permissible under applicable law, We cannot and will not be responsible for any loss or damage arising from Your failure to comply with these requirements, or from the use of Your Account, with or without Your knowledge, before You notify Us of unauthorized access to it.

You may not transfer Your Account to any other person, and You may not use anyone else’s Account at any time without the permission of the Account holder. Where You have authorized another individual, including a minor, to use Your Account, You are fully responsible for (i) their online conduct; (ii) controlling their access to and use of the Services; and (iii) the consequences of any misuse.

8. Your Content

“Your Content” is what You put into the Services: Your questions and messages, the files You attach, Your Memory, Your quiz answers, and the PDFs, slides, scripts and recordings You use in Course Studio. You keep whatever rights You have in Your Content. You hereby grant LearnFormula a worldwide, non-exclusive, royalty-free license to host, store, copy, process (including with Our AI providers, as the Privacy Policy describes), adapt and display Your Content as needed to provide, protect and improve the Services, and to show it to the people You share it with. This license ends when Your Content is deleted from the Services, except for copies We keep as the Privacy Policy describes.

You represent and warrant that You have all licenses, rights, consents and permissions needed to grant this license, and that Our use of Your Content as these Terms allow will not infringe or violate anyone’s rights. When You share an answer, anyone with its link can read that question and answer.

You may use AI Output made for You for Your own learning and work, subject to section 4.

9. Course Studio and Interview Courses

Course Studio builds a course from a PDF, from Your own slides and script, or from an interview You record with the assistant. It uses AI to write the outline, slides, narration and quizzes, and can narrate a course in an AI voice You choose instead of Your own. You are the Instructor of a course You build. You are responsible for ensuring that its content is accurate, valid and true, that You have the rights to everything in it, and that You and anyone else who appears in it agree to their name, likeness and voice being used in it.

A course You build stays in Your Course Studio chat until You send it to LearnFormula. Sending it to LearnFormula makes it Submitted Content under LearnFormula’s Terms of Use and Instructor Agreement, which then govern its review, publication, licensing and payment. LearnFormula decides at its discretion whether to publish a course.

If LearnFormula invites You to record an interview course, the invitation is for You alone and may expire or be revoked. You may record as a guest, but You need a LearnFormula account to send the course.

10. AI Assistants You Connect

You may connect an AI assistant, such as Claude, to AIFormula’s MCP server (see Connect an AI assistant). By signing in and pressing Allow, You authorize that assistant to read, as You, the records the Privacy Policy lists in section 3(g). It can change nothing. You are responsible for the assistants You connect and for what You ask them to do; their providers’ terms and privacy policies govern how they use what they read, and We are not responsible for what they say or do. We may end a connection at any time, and a connection ends by itself when it goes unused for 90 days and, in any case, a year after You made it. To end one sooner, write to support@learnformula.com.

11. Content, Licenses and Permissions

All software, technology, designs, materials, information, communications, text, graphics, links, electronic art, animations, illustrations, artwork, audio clips, video clips, photos, images, reviews, ideas and other data or copyrightable materials or content, including the selection and arrangement thereof, is “Content”. Content that LearnFormula provides to You in connection with the Services, including, without limitation, the software, the site and AI Output, is “Company Content”. Content remains the proprietary property of the person or entity supplying it (or their affiliated and/or third-party providers and suppliers) and is protected, without limitation, by Canadian, US and foreign copyright and other intellectual property laws.

LearnFormula hereby grants You a limited, non-exclusive, non-transferable license to access and use Company Content through the Services, in accordance with these Terms. LearnFormula courses You open in AIFormula are licensed to You under LearnFormula’s Terms of Use. All other uses are expressly prohibited absent Our express written consent. We reserve the right to revoke this license as further detailed in section 16.

If You believe that any Content in the Services infringes Your copyright or other intellectual property rights, report it to support@learnformula.com as described in LearnFormula’s Intellectual Property Policy, which applies to the Services.

All rights not expressly granted in these Terms are retained by the Content owners, and these Terms do not grant any implied licenses.

You may decide to send Us unsolicited ideas, including ideas for new features, products, services, technologies, processes or other ideas (collectively, “User Ideas”), including through feedback on answers. You must not send Us any User Ideas that You consider confidential or proprietary, and You agree that We are not required to treat any User Ideas as confidential or proprietary. By submitting User Ideas to Us, You hereby grant Us a perpetual, worldwide, non-exclusive, royalty-free, sub-licensable and transferable license to use, reproduce, distribute, sell, exploit, prepare derivative works of and display the User Ideas in connection with the Services and LearnFormula’s (and its successors’) business, without payment or accounting to You or others. We are under no obligation to evaluate, review or use any User Idea.

12. Trademarks

The trademarks, service marks and logos (the “Trademarks”) used and displayed through the Services or in any Company Content, including AIFormula and LearnFormula, are Our registered or unregistered Trademarks or those of Our suppliers or third parties, and are protected by Canadian, US and foreign trademark laws. All rights are reserved, and You may not alter or obscure the Trademarks, or link to them, without Our prior approval.

13. Warranty Disclaimer

THE SERVICES, COMPANY CONTENT, AI OUTPUT AND ANY OTHER MATERIALS MADE AVAILABLE ON OR THROUGH THE USE OF THE SERVICES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, LEARNFORMULA AND ITS AFFILIATES, LICENSORS, SUPPLIERS, ADVERTISERS, SPONSORS AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, ACCURACY, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES THAT MAY ARISE FROM COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE. LEARNFORMULA AND ITS AFFILIATES, LICENSORS, SUPPLIERS, ADVERTISERS, SPONSORS AND AGENTS DO NOT WARRANT THAT AI OUTPUT WILL BE ACCURATE, COMPLETE OR CURRENT, THAT YOUR USE OF THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICES, THE SERVER(S) ON WHICH THE SERVICES ARE HOSTED, OR ANY SERVICES AVAILABLE ON ANY THIRD PARTY PLATFORM ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. NO OPINION, ADVICE OR STATEMENT OF LEARNFORMULA OR ITS AFFILIATES, LICENSORS, SUPPLIERS, ADVERTISERS, SPONSORS, AGENTS, MEMBERS OR VISITORS, WHETHER MADE THROUGH THE USE OF THE SERVICES, IN AI OUTPUT, ON THIRD PARTY PLATFORMS OR OTHERWISE, SHALL CREATE ANY WARRANTY. YOUR USE OF THE SERVICES, INCLUDING WITHOUT LIMITATION ANY AI OUTPUT AND ANY SERVICES PROVIDED ON ANY THIRD PARTY PLATFORM, IS ENTIRELY AT YOUR OWN RISK.

14. Limitation of Liability

NEITHER LEARNFORMULA NOR ANY OF OUR SUBSIDIARIES, AFFILIATES, LICENSORS, SUPPLIERS, ADVERTISERS OR SPONSORS, NOR OUR OR THEIR DIRECTORS, OFFICERS, EMPLOYEES, CONSULTANTS, AGENTS OR OTHER REPRESENTATIVES, ARE RESPONSIBLE OR LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES (INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF BUSINESS, LOSS OF DATA OR LOST PROFITS), UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY TO THE SERVICES, AI OUTPUT AND/OR MATERIALS, INCLUDING ANY MATERIALS AVAILABLE THROUGH ANY THIRD PARTY PLATFORM, ANY LINKED WEBSITES OR ANY PRODUCT OR SERVICE PURCHASED, ACCESSIBLE OR USABLE THROUGH THE SERVICES OR ANY THIRD PARTY PLATFORM. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SERVICES AND MATERIALS IS TO STOP USING THEM. THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY OF LEARNFORMULA FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING WITHOUT LIMITATION NEGLIGENCE) OR OTHERWISE, SHALL BE THE TOTAL AMOUNT PAID BY YOU TO LEARNFORMULA IN THE PRECEDING TWELVE (12) MONTHS, IF ANY, TO ACCESS OR USE THE SERVICES. BECAUSE SOME PROVINCES, STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. NO COMMUNICATION OF ANY KIND BETWEEN YOU AND LEARNFORMULA OR A REPRESENTATIVE OF LEARNFORMULA CONSTITUTES A WAIVER OF ANY LIMITATIONS OF LIABILITY HEREUNDER OR CREATES ANY ADDITIONAL WARRANTY NOT EXPRESSLY STATED IN THE TERMS. MULTIPLE CLAIMS WILL NOT INCREASE THE MONETARY DAMAGES LIMIT STATED HEREIN. YOU AGREE THAT THE DAMAGE EXCLUSIONS IN THESE TERMS SHALL APPLY EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

Inaccuracies. The Services, including AI Output and what an AI assistant You connected says about Your records, could include inaccuracies or errors. If You find one, please write to support@learnformula.com with a description of it and, if possible, a link to the chat or answer, and information sufficient to contact You. We will try to address Your concerns as soon as reasonably practicable.

System Outages. We periodically schedule system downtime for maintenance and other purposes, and unplanned outages may occur, including at Our AI providers and at LearnFormula. You agree that We have no responsibility and are not liable for: (a) the unavailability of the Services; (b) any loss of materials, data, chats or other information caused by such outages; (c) the resulting delay, misdelivery or non-delivery of data, answers or other information; or (d) any outages caused by third parties, including without limitation any companies or servers hosting the Services, Our AI providers, any Internet service providers, any Third Party Platforms, or any Internet facilities and networks.

15. Indemnification

You hereby indemnify, defend and hold harmless LearnFormula and its affiliates, officers, directors, agents, partners, employees, licensors, representatives and third-party providers from and against all reasonably foreseeable losses, expenses, damages, costs, claims and demands, including reasonable attorneys’ fees and related costs and expenses, due to or arising out of Your breach of any representation or warranty hereunder, or Your Content. We reserve the right, at Our own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by You under this section 15, and in that case You agree to cooperate fully as reasonably required with that defence and in asserting any available defences.

Statute of Limitations. Any claim or cause of action arising out of or related to use of the Services or these Terms must be filed within 1 year after the claim or cause of action arose, regardless of any statute or law to the contrary. If it is not filed within that 1-year period, the claim or cause of action is forever barred.

16. Termination

We reserve the right to terminate, suspend, modify or delete, at Our sole discretion, (a) any Content or any Service, and (b) Your access to the Services or Your Account, as follows:

If You breach or violate any of these Terms or any of Our applicable policies, We may take action immediately and without prior notice to You, and We shall not have any liability to You for any use of the Services associated with Your Account. We may also take action for any reason or no reason, in which case We will give You prior notice. What happens to anything You bought from LearnFormula, including the Unlimited Pass, is governed by LearnFormula’s Terms of Use.

You may stop using the Services at any time, by ceasing to access them, by deleting Your chats or by asking Us to delete Your AIFormula account as the Privacy Policy describes. We have no obligation to retain any of Your Account or Your Content for any period beyond what applicable law may require. Upon termination, You must cease all use of the Services and Company Content. Sections 1 to 15 and 17 to 19, and all representations and warranties, survive termination.

17. Electronic Notices

By using the Services or communicating with Us, You agree that We may communicate with You electronically about security, privacy and administrative issues relating to Your use of the Services or these Terms. If We learn of a breach of security, We may try to notify You electronically by posting a notice in the Services or by sending You an e-mail. You may have a legal right to receive this notice in writing. To receive free written notice of a security breach (or to withdraw Your consent to receiving electronic notice), please e-mail support@learnformula.com. Notice is deemed given twenty-four hours after the e-mail is sent, unless the sending party is notified that the e-mail address is invalid.

18. Miscellaneous

Entire Agreement. These Terms, the Privacy Policy and the LearnFormula terms referred to in section 2 constitute the entire agreement between the parties with respect to the Services, and supersede all previous written or oral agreements between the parties with respect to that subject matter.

Severability. If any provision of these Terms is found to be illegal, void or unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of the remaining provisions.

Waiver. A provision of these Terms may be waived only by a written instrument executed by the party entitled to its benefit. Our failure to exercise or enforce any right or provision of these Terms will not constitute a waiver of that right or provision.

Notice. Any notice or other communication to be given hereunder will be in writing and given by postpaid registered or certified mail, return receipt requested, or by e-mail.

No Agency. Nothing in these Terms shall be construed as making either party the partner, joint venturer, agent, legal representative, employer, contractor or employee of the other. Neither party has, or shall hold itself out to any third party as having, any authority to make any statements, representations or commitments of any kind, or to take any action that binds the other, except as provided for herein or authorized in writing by the party to be bound.

Governing Laws. These Terms and Your use of the Services shall be governed by the substantive laws of the Province of Ontario, Canada, without reference to its choice or conflicts of law principles that would require the application of the laws of another jurisdiction, and shall be considered to have been made and accepted in the Province of Ontario, Canada.

19. Agreement to Arbitrate and Class Action Waiver

THIS SECTION ONLY APPLIES TO USERS IN CANADA AND THE UNITED STATES.

Before bringing a formal legal case, please first e-mail support@learnformula.com. Most disputes can be resolved that way.

We Both Agree to Arbitrate. If We can’t resolve Our dispute amicably, You and LearnFormula agree to resolve any claims relating to these Terms, or any of Our other terms posted in the Services from time to time, through final and binding arbitration. This applies to all kinds of claims under any legal theory.

Either of Us can bring a claim in small claims court either in Toronto, Ontario, Canada, or in the city where You live, or in some other place We both agree on, if it qualifies to be brought in that court.

In addition, if You or LearnFormula brings a claim in court that should be arbitrated, or either of Us refuses to arbitrate a claim that should be arbitrated, the other can ask a court to compel arbitration. You or LearnFormula may also ask a court to halt a court proceeding while an arbitration proceeding is ongoing.

No Class Actions. We all agree that We can only bring a claim against each other on an individual basis. That means: (a) neither You nor LearnFormula can bring a claim as a plaintiff or class member in a class action, consolidated action or representative action; (b) an arbitrator cannot combine more than one person’s claim into a single case, and cannot preside over any consolidated, class or representative arbitration proceeding (unless We both agree to change this); and (c) an arbitrator’s decision or award in one person’s case can only affect the person who brought the claim, not other users, and cannot be used to decide other disputes with other users. If a court decides that this “No Class Actions” subsection is not enforceable or valid, then this entire section 19 will be null and void, but the rest of the Terms will still apply.

The Arbitration Process. Any dispute between You and LearnFormula relating to the Services that involves a claim of less than CAD$25,000 must be resolved exclusively through binding non-appearance-based arbitration. A party electing arbitration shall initiate proceedings by filing an arbitration demand with the Canadian Arbitration Association. The arbitration proceedings shall be governed by the CAA Commercial Arbitration Rules, Consumer Due Process Protocol and Supplementary Procedures for Resolution of Consumer-Related Disputes. In addition, You and LearnFormula agree that: (a) the arbitration shall be conducted, at the option of the party seeking relief, by telephone, online or based solely on written submissions; (b) the arbitration shall not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed; and (c) any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

Jurisdiction for Legal Disputes Not Subject to Arbitration. If the agreement to arbitrate is determined to be invalid or unenforceable, or for any dispute that does not qualify for arbitration, the dispute shall be subject to the exclusive jurisdiction of the federal and provincial courts located in Toronto, Ontario, Canada. You hereby consent and submit to the personal and exclusive jurisdiction of those courts for the purposes of litigating any such action.

Changes. Notwithstanding the modification provisions above, if LearnFormula changes this section after the date You first accepted these Terms (or accepted any later changes to them), You may reject the change by e-mailing written notice of the rejection to support@learnformula.com within 30 days of the date the change became effective, as shown by the “last updated” date above. To be effective, the notice must include Your full name and clearly state that You reject changes to this section. By rejecting changes, You agree that You will arbitrate any dispute between You and LearnFormula in accordance with this section as of the date You first accepted these Terms (or accepted any later changes to them).